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	<title>down &#38; out in kl &#38; pj ... and now bsb &#187; life in malaysia</title>
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		<title>down &#38; out in kl &#38; pj ... and now bsb &#187; life in malaysia</title>
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		<title>fenomena normal raja zulhilmi</title>
		<link>http://downandoutinklandpj.wordpress.com/2009/06/14/fenomena-normal-raja-zulhilmi/</link>
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		<pubDate>Sun, 14 Jun 2009 06:33:37 +0000</pubDate>
		<dc:creator>ylang ylang</dc:creator>
				<category><![CDATA[culture]]></category>
		<category><![CDATA[life in malaysia]]></category>
		<category><![CDATA[malaysia]]></category>
		<category><![CDATA[negativity]]></category>
		<category><![CDATA[race relations]]></category>
		<category><![CDATA[negative malay characteristics]]></category>
		<category><![CDATA[typical melayu]]></category>

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		<description><![CDATA[stumbled across this guy&#8217;s blog. his name is Raja Zulhilmi. at first i wasn&#8217;t really interested coz he was using a lot o F words and his english is tunggang-terbalik. but after reading it through, i have to accord him due respect, because he is passionate, he speaks from his heart, he has beliefs!
he posted [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=downandoutinklandpj.wordpress.com&blog=4016465&post=278&subd=downandoutinklandpj&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>stumbled across this guy&#8217;s blog. his name is <a title="raja zulhilmi" href="http://rajazulhilmi-about.blogspot.com/" target="_blank">Raja Zulhilmi</a>. at first i wasn&#8217;t really interested coz he was using a lot o F words and his english is tunggang-terbalik. but after reading it through, i have to accord him due respect, because he is passionate, he speaks from his heart, he has beliefs!</p>
<p>he posted this stuff on being a typical &#8216;Malay&#8217;, also what non-malays think of malays &#8230;<a title="raja zulhilmi" href="http://rajazulhilmi.blogspot.com/search/label/Nation">Fenomena Normal</a>:</p>
<p><strong>sebelum saya memulakan topic perbicaraan saya, izinkan saya mempamerkan sesuatu buat tatapan orang Melayu.</strong></p>
<p><strong>1.You MALAY call each other ‘BODOH’ for fun, and too ‘BODOH’ to realize it’s an offensive word.</strong></p>
<p><strong>2.You’re the LAZIEST person on God’s earth.</strong></p>
<p><strong>3.Always update with &#8220;lagu-lagu A-minor&#8221;, &#8220;lagu-lagu rindu&#8221; and &#8220;wayang hindustani&#8221;.</strong></p>
<p><strong>4.Always give a very long honorable speech start from Duli Yang Maha Mulia, Tan Sri, Puan Sri, YB-YB, Yang Berbahagia Datuk, Datuk-Datuk, Datin-Datin, Tuan Haji, Tuan Pengerusi Majlis.. and last sometime least….&#8221;rakyat jelata&#8221; sekalian…….&#8221;terlebih dahulu saya ingin membuka majlis dengan asalamualaikuwaramatulahiwabarakatu……&#8221;</strong></p>
<p><strong>5.Many Malay ended at &#8220;pusat pemulihan dadah&#8221; for common drug abuse.</strong></p>
<p><strong>6.&#8221;Air sirap&#8221; is the cheapest drink you can afford.</strong></p>
<p><strong>7.You like to tease and act perverted when someone with sexual appeal passing by.</strong></p>
<p><strong>8.You self proclaimed from a superior race (Arabs).</strong></p>
<p><strong>9. You love to eat, especially FREE FOOD.</strong></p>
<p><strong>10. Malay favorite quote = REZEKI JANGAN DI TOLAK.</strong></p>
<p><strong>11.Malay least favorite word = JANJI MELAYU.</strong></p>
<p><strong>12.Your girls got a mouthful of chicken’s ass (loud mouths).</strong></p>
<p><strong>13.You can’t stand it and always keep on staring at someone who is better dressing / looking rather than your back-dated looks.</strong></p>
<p><strong>14.You wear your shirt more than 4 times before wash it.</strong></p>
<p><strong>15. You feel it’s not right to eat first before everybody gets their meal (while your meal is getting cold).</strong></p>
<p><strong>16.You got that annoying habit of wanting people to acknowledge you.</strong></p>
<p><strong>17.You know for the fact that you are superstitious (bomohs and dukuns).</strong></p>
<p><strong>18.You know for the fact that Malay jokes are decently lame and you always force yourself to laugh when other Malay joker telling their lame jokes.</strong></p>
<p><strong>19. You always try to take advantage on other people work.</strong></p>
<p><strong>20. You are trained to be a sweet talker.</strong></p>
<p><strong>21. You love to offer drinks to your boss while polishing his shoe.</strong></p>
<p><strong>22. You always pick on juniors.</strong></p>
<p><strong>23. You don’t care if everyone in your class/office knows for the fact that you are lazy.</strong></p>
<p><strong>24. You are very protective on your seniority.</strong></p>
<p><strong>25. You are quite a slow thinker.</strong></p>
<p><strong>26. You prefer to borrow people’s stuff rather than buy it, but hardly return it back.</strong></p>
<p><strong>27. You also always use other’s property without asking permission.</strong></p>
<p><strong>28. Many of you are not sincere when making friend with non-malays.</strong></p>
<p><strong>29. You always waste your time in the public phone talking about &#8220;janji-janji manis&#8221;,&#8221;omong- omong kosong&#8221;, &#8220;aku hidup dalam blues&#8221;, &#8220;Hindi superstar&#8221; and &#8220;cinta-sayang&#8221;. (These are direct quotes…)</strong></p>
<p><strong>30. Malay most popular ambition… * to the public = &#8220;ingin menjadi seorang insan yang berguna&#8221; * in reality = to be a clerk, despatch, factory worker .</strong></p>
<p><strong>31. Gossip is number 1 favorite past time.</strong></p>
<p><strong>32. Malay favorite magazine are URTV, Mangga, Jelita, Remaja and Variasari.</strong></p>
<p><strong>33. Mark as &#8220;bangsa pendengki&#8221; by other race in Malaysia.</strong></p>
<p><strong>34. When someone giving a speech, a Malay usually will nod their head (kepala terangguk-angguk) not to show that they understand, but just simply to act that they understand in a serious manner.</strong></p>
<p><strong>35. Deep in the eyes of Malay, the meaning of &#8220;TERSIPU-SIPU BAHASA&#8221; and &#8220;MALU-MALU KUCING&#8221; are….. * GREAT APPETITE WITH A VENGEANCE.</strong></p>
<p><strong>36. Malay got fewer friends from other races because… * Malay is too proud of their own language which makes them stuck-up * Malay also ignores that other ethnic groups and foreign people are willing to learn to speak in Malay while got other knowledge in other language. (So now you know why this email is written in ENGLISH)</strong></p>
<p><strong>37. In Malaysia, people said &#8220;wear condom and don’t forget to take a bath with Dettol if you make love to Malay&#8221;.</strong></p>
<p><strong>38. An example of a Malay with good grades =STRAIGHT C-MINUS</strong></p>
<p><strong>39. A Malay boss are known as<br />
* intimidating his staff<br />
* Sexual harassing &amp; Blackmailing<br />
* Welcome more family member and friends to join the company<br />
* Corruption<br />
* Always bring company’s item home for personal use.</strong></p>
<p><strong>40. Malay, as the biggest population in Malaysia, are always feels threatened with the minority Christian in the country.</strong></p>
<p><strong>41. Malay chicks always dream to have sex with White Man but always ended get f*ck by their own species. (I’m sorry if this offended you, but it was a promise)</strong></p>
<p><strong>42. Most babies found in the bushes and dustbins are Malay.</strong></p>
<p><strong>43. Most adultery/incest cases are by Malay.</strong></p>
<p><strong>44. Most divorce cases are by Malay couple.</strong></p>
<p><strong>45. Most yuppie wannabes are Malay.</strong></p>
<p><strong>46. Malay man got the habit using sink/wash hand area to rinse and wash their penis mostly in their bathroom, hostel and also in the public toilet.</strong></p>
<p><strong>47. Malay love to make fun at people who use toilet paper to wipe ass because they love to touch their sh*t with their hand.</strong></p>
<p><strong>48. Malay knows that other races could not dare to eat Malay food not because of the spices but because the food was process by their ass-wiping-hand.</strong></p>
<p><strong>49. Malay use toilet paper in Malay restaurant / food court / warung to wipe customer’s mouth and hand.</strong></p>
<p><strong>50. A typical Malay Ready-to-wear…..<br />
* a long, torn jeans,<br />
* a T-shirt<br />
* a pair of loafers</strong></p>
<p><strong>51. Malays can’t live without rice and chili.</strong></p>
<p><strong>52. A Malay who checks in a foreign hotel will cook their food inside the hotel room with water boiler and a portable mini cooker to save cost.</strong></p>
<p><strong>52. Malay knows their favorite fast food……KENTUCKY FRIED CHICKEN hot and spicy.</strong></p>
<p><strong>53. Malay will eat fried chicken and burger just like in the manner of eating rice with hand &#8220;one hand lean on the table, slouching head to the plate and other hand with finger close to each other to enter mouth&#8221;.</strong></p>
<p><strong>54. Malay toilet always smells like &#8220;petai&#8221;.</strong></p>
<p><strong>55. Malay love to remind people to have their morning shower but they themselves always ended up having a BO in the afternoon. (BO=body-odour)</strong></p>
<p><strong>56. Backstabbing is Malay greatest asset.</strong></p>
<p><strong>57. cheating in examination or test are heredity.</strong></p>
<p><strong>58. Malay favorite brand are G.A Blue Jeans, Lady-like Jeans, a fake Ray-ban.</strong></p>
<p><strong>59. Upper class Malay favorite brand are the cheapest Versace t-shirt, Marlboro Classic sometimes fake sometimes not jeans, an old fashion (Erik Estrada CHIPS) Ray-Ban glasses and a discount sales Mark and Spencer.</strong></p>
<p><strong>60. Weekend is racing paradise for &#8220;Mat Motor&#8221;.</strong></p>
<p><strong>61. Malay never learns to accept people’s opinion as a guide or challenge.</strong></p>
<p><strong>62. You feel that you had to support Moslem terrorist just because their are Islam and not because their are a serial killers.</strong></p>
<p><strong>63. Malay favorite living c.. BIAR PERUT KOSONG ASALKAN RUMAH CANTIK MACAM ISTANA.</strong></p>
<p><strong>64. The only musical instrument you can play is a GITAR KAPOK.</strong></p>
<p><strong>65. You Malay will pretend to ignore and deny that you are typical.</strong></p>
<p><strong>66. You MALAYS dreaming to become rich, but not by hard working or studying BUT with ALL KINDS OF SKIM CEPAT KAYA and STUPID MULTI-LEVEL MARKETING BUSINESS.</strong></p>
<p><strong>67. Don’t have money but always want to action &#8211; buying cars like Waja, Wira and other expensive cars while you know you can only afford a KAPCAI.</strong></p>
<p><strong>68. Parents very rich but still go overseas using government scholarship. Go overseas to enjoy and not to study.</strong></p>
<p><strong>Inilah apa yang orang Cina fikir dan cakap pasal orang Melayu. Fikirkanlah.</strong></p>
<p><strong>Hidup di Malaysia yang majoritinya bangsa sendiri dan bangsa lain boleh memperkatakan apa-apa yang mereka suka membuatkan saya marah dan terkilan. Saya berbelah bagi dengan &#8217;statement&#8217; di atas. Ianya 50/50.</strong></p>
<p><strong>Ianya berkait rapat dengan fenomena normal yang saya sebutkan di atas.</strong></p>
<p><strong>Sekarang kita dapat perhatikan, anak-anak Melayu kita yang lebih selesa memasuki dunia hiburan dengan menjadi artis, pelakon dan sebagainya daripada belajar dan memasuki university untuk menjadi ahli falsafah, cendikiawan dan sasterawan.</strong></p>
<p><strong>Ini dapat kita lihat dengan munculnya pelbagai program realiti tv yang kini mendapat sambutan hangat dari semua pihak terutamanya kaum Melayu. Titisan air mata yang sepatutnya ditangisi demi Tuhan yang maha agung dibazirkan hasil dari rancangan tersebut. Beribu ringgit dilaburkan untuk menyokong artis kesayangan dan masa dihabiskan dengan duduk di hadapan tv atau pergi ke konsert setiap minggu semata-mata untuk menatap &#8216;live&#8217; artis pujaan hati.</strong></p>
<p><strong>Wanita Melayu kalau nak senang? Pakai pakaian menjolok mata, tunjuk benda yang tak sepatutnya ditunjuk dan buat perangai tak senonoh. Senang dapat perhatian. Publisiti murahan. Bukti paling senang, lihat sahaja MySpace dan Facebook.</strong></p>
<p><strong>Tidakkah terasa pedih di hati apabila bangsa lain mengutuk sesuka hati. Jangan mengutuk dan salahkan Cina kehidupan mereka kaya-raya. Jangan pandang rendah bangsa lain. Jangan &#8216;racist&#8217; tak bertempat!</strong></p>
<p><strong>Sampai Raja kita pun dihina!</strong></p>
<p><strong>Zaman persekolah saya penuh dengan campuran bangsa. Tidak kira warna kulit atau bahasa, pergaulan yang luas telah saya alami. Tiada perbezaan. Semuanya satu hati. Apabila saya masuk ke alam universiti yang bangsanya majoriti Melayu, perbezaan yang amat ketara dapat saya lihat apabila Melayu itu sendiri dibeza-bezakan.</strong></p>
<p><strong>Bercakap soal agama, tak usah disoal. Serba-serbi tahu. Ustaz ustazah di mana-mana. Soal mempraktikkannya, yang betul jadi salah, yang haram jadi halal dan sebaliknya.</strong></p>
<p><strong>Inilah yang terjadi apabila &#8220;typical Malay&#8221; menjadi majoriti.</strong></p>
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		<title>car repo tale</title>
		<link>http://downandoutinklandpj.wordpress.com/2009/05/01/car-repo-tale/</link>
		<comments>http://downandoutinklandpj.wordpress.com/2009/05/01/car-repo-tale/#comments</comments>
		<pubDate>Thu, 30 Apr 2009 18:37:12 +0000</pubDate>
		<dc:creator>ylang ylang</dc:creator>
				<category><![CDATA[financial management]]></category>
		<category><![CDATA[in retrospect]]></category>
		<category><![CDATA[life in malaysia]]></category>
		<category><![CDATA[car installments]]></category>
		<category><![CDATA[car repossession]]></category>
		<category><![CDATA[kereta kena tarik]]></category>

		<guid isPermaLink="false">http://downandoutinklandpj.wordpress.com/?p=138</guid>
		<description><![CDATA[there was a repeat of the tv magazine prog 360 (degrees) on TV3 about car repossession and those guys that tow away the cars for the banks.
these guys say they are just doing their job.
hmmm &#8230; what can i say? well, i&#8217;ve been there. ie, i&#8217;ve had my car repossessed.
well, i had gone through some [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=downandoutinklandpj.wordpress.com&blog=4016465&post=138&subd=downandoutinklandpj&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>there was a repeat of the tv magazine prog 360 (degrees) on TV3 about car repossession and those guys that tow away the cars for the banks.</p>
<p>these guys say they are just doing their job.</p>
<p>hmmm &#8230; what can i say? well, i&#8217;ve been there. ie, i&#8217;ve had my car repossessed.</p>
<p>well, i had gone through some really DARK times that i&#8217;d never thought i&#8217;d go through. this is why this blog is called down &amp; out &#8230; coz heck, i was REALLY down and out at various points throughout my life.</p>
<p>anyway, what happened was &#8230; because i was constantly resigning from some job or another, i didn&#8217;t have enough savings to pay for my installments. some people say you need to have at least 3 months savings if you want to quit. some people say 6 months. needless to say, i didn&#8217;t follow that rule. so, i was broke most of the time.</p>
<p>then it happened that i had not paid my car loan for 3 mths, maybe almost 4 &#8230;  i can&#8217;t remember. but the notice was out. and everytime i saw a car tow truck on the road, i get nervous.</p>
<p>at that time, i was sharing my car with my boyfriend, who didn&#8217;t have a car. so, that day, he&#8217;d send me to work and went to his apartment to work on his stuff. when he came out, the car was gone.</p>
<p>it felt so surreal. i asked him to do a police report but i can&#8217;t remember whether he did. i think i called the bank.</p>
<p>the thing i don&#8217;t get is &#8230; is it possible for the car repo guy to just take my car without anyone there? i thought (according to this consumer group rep) they hav to allow the driver/owner to take out stuff from the car.</p>
<p>anyway, i went to the bank to talk &#8230; i thought i should just give up the car (it would be auctioned if i don&#8217;t pay up) but the bank said, even if i let go of the car, i still hv to pay for the difference in balance after the car is bought (of course at a much lower rate). i didn&#8217;t decide there and then, but went to see my car at the car repo place near jalan semarak. my car looked really sad. i went there with my bf by taxi and collected my things in the car including the radio/cd set &#8230; which after that incident never really worked properly. but it made me so sad to have to leave my car stranded for two weeks in the hot sun. it&#8217;s terrible. and so surreal. the car repo place looked really seedy. i don&#8217;t know whether i would be able to work in that kind of business. it&#8217;s terrible.</p>
<p>but then, i&#8217;m the one who was irresponsible &#8230; letting my loan lapse like that. sigh.</p>
<p>like i said, those were dark days. and if i&#8217;m not careful &#8230; i might go down that path again.</p>
<p>then, i did something that i will always regret &#8230; i pawned my thick gold bracelet, a gift from my mum. the first time i had ever done such a thing. that was how desperate i was. sold it at Habib Jewels. i don&#8217;t know whether they gave me a good price, but it was enough to claim the car. and of course, the stupid bank made me pay for the towing/repo cost which amounted to a few hundred (rm600 i think).</p>
<p>so, i went to the bank, an almost hidden dept reserved for repossession cases. obviously the people waiting to talk to the officers all look glum and depressed. sigh. i don&#8217;t ever want to go there again.</p>
<p>the other thing which i wish i hadn&#8217;t done is taking a 9-year loan on the car. nine years is too long to pay for a car, okay? but at that time, i thought i wanted a lower monthly installment. but the truth is, there&#8217;s not much difference, really, if i were to take the 5-year plan.</p>
<p>see, these are things you do when you don&#8217;t think things through.</p>
<p>but, hey &#8230; we live and learn.</p>
<p>p/s: it&#8217;s easy to get AMBANK car loans, but they are VERY QUICK when it comes to repossessing your car. LOLOLOL!</p>
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		<title>e-filing tax for 2008</title>
		<link>http://downandoutinklandpj.wordpress.com/2009/04/30/e-filing-tax-for-2008/</link>
		<comments>http://downandoutinklandpj.wordpress.com/2009/04/30/e-filing-tax-for-2008/#comments</comments>
		<pubDate>Thu, 30 Apr 2009 08:38:10 +0000</pubDate>
		<dc:creator>ylang ylang</dc:creator>
				<category><![CDATA[financial management]]></category>
		<category><![CDATA[life in malaysia]]></category>
		<category><![CDATA[malaysia]]></category>
		<category><![CDATA[cukai]]></category>
		<category><![CDATA[e-filing]]></category>
		<category><![CDATA[LHDN]]></category>
		<category><![CDATA[tax malaysia]]></category>

		<guid isPermaLink="false">http://downandoutinklandpj.wordpress.com/?p=134</guid>
		<description><![CDATA[i&#8217;ve just completed filing my taxes.  i don&#8217;t know whhhhhy i&#8217;m always procrastinating. today&#8217;s  the last day to file individual taxes in Malaysia. i did it through e-filing. LHDN (Lembaga Hasil Dalam Negeri or the Inland Revenue Board Malaysia) sent me an email in March, but well &#8230; something always gets in the way.
actually i&#8217;d [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=downandoutinklandpj.wordpress.com&blog=4016465&post=134&subd=downandoutinklandpj&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>i&#8217;ve just completed filing my taxes.  i don&#8217;t know whhhhhy i&#8217;m always procrastinating. today&#8217;s  the last day to file individual taxes in Malaysia. i did it through e-filing. LHDN (Lembaga Hasil Dalam Negeri or the Inland Revenue Board Malaysia) sent me an email in March, but well &#8230; something always gets in the way.</p>
<p>actually i&#8217;d thought of doing it when i was in Malaysia a few weeks ago, but didn&#8217;t hv the time. i did go to the tax office but went to actually sort out the cheque they had sent me last year which i received after the 3-month period is up. it&#8217;s not the LHDN&#8217;s fault. i didn&#8217;t open my mailbox for months because i wasn&#8217;t living at my apartment due to the stupid water problem and also because i wasn&#8217;t working. therefore, i avoided opening my mailbox coz i knew it was gonna be full of BILLS. i couldn&#8217;t handle it. made me depressed. anyway, that was really stupid. i was like an ostrich hiding my head in the sand.  so, i missed cashing a cheque for quite a significant sum &#8230; well, for someone who wasn&#8217;t working! in fact, LHDN was very efficient coz i remember doing my taxes quite early last year &#8230; and i couldn&#8217;t believe that they had sent me the cheque in April.</p>
<p>so, i went to <a title="LHDN" href="http://www.hasil.gov.my/english/eng_index.asp" target="_blank">LHDN</a> in Kelana Jaya the other day and talked to the officer &#8230; and told him what happened. he was very good. he said he&#8217;d send it to my mum&#8217;s house since i am now residing overseas. BUT the problem is, he said that since i had not filed my taxes from 2000 to 2004 &#8230; i have to sort that out, and they may withhold payments until it&#8217;s all done. but he said, when you get them  &#8230; it&#8217;s gonna be a LOT. hmmm &#8230; so i said that one of the reasons that i never did my taxes before (before the e-filing system was implemented) because it looked too difficult and scary. although i have an aunt who does taxes, i didn&#8217;t want her to know how much i was making (or was not making &#8230; hahahahaha &#8230; ) plus i was jobhopping &#8230; then i was freelancing &#8230; then i went back to school. it was all so confusing that i just didn&#8217;t want to deal with it. and hey &#8230; with taxes &#8230; you better deal with it! the taxman will not leave any stones unturned!</p>
<p>so, anyway &#8230; he gave me sheets of back taxes forms for every year that i didn&#8217;t file my taxes. coz if my employers had paid PCB, that means, i should hv filed taxes, ie they hv records that i was actually employed! no getting out of it, ok! then, he said, on my next tript to Malaysia, i can meet up with them, bring all my documents and they will help me file my taxes. sigh. wading through those documents is what scares me. but actually, before i left for Brunei &#8230; i had organised my financial documents and i have one box filled with receipts and stuff that i haven&#8217;t sorted out. so, the next trip home will be doing just that. can&#8217;t have it hanging over my head anymore. but who knows, i might get a windfall out of this. heheh.</p>
<p>i&#8217;ve only started filing my taxes because of the e-filing system. it&#8217;s easy. well, the first time they introduced it in 2006, it think &#8230; it was a bit complicated. then, in 2007, it got easier. and now it&#8217;s easy peasy.</p>
<p>so, anyway &#8230; i had also sorted out my late payment for the 2005 tax which i did not get around to paying because it was all so confusing. i remember that year, when i went to pay at some bank &#8230; maybe PB or CIMB, i can&#8217;t remember, i was given this forms to fill, and i can&#8217;t remember why but i left, and due to always being short of money, i never made the payment. so recently i did. went to CIMB to pay it. just get a form and number and go to the counter. that&#8217;s it.</p>
<p>but today, i made the payment for last year&#8217;s tax returns via Maybank2u. again, it was a bit confusing initially, coz there is a field for kod bayaran or payment code. what the heck is that? and i didn&#8217;t want to call LHDN again using IDD card (such a lengthy process!) coz i had called twice already. so, i chose Bayaran Cukai Pendapatan (tiada skim ansuran). the installment number is weird, but just put &#8216;0&#8242;. that&#8217;s it. confirm. but before that, i requested for a TAC number.</p>
<p>anyway, i hope it has been processed successfully coz i&#8217;m a few hundred poorer!!!</p>
<p>April 01: let me just add that for those that has missed the deadline &#8230; don&#8217;t worry! just do it! or go to the tax office (i like the one in kelana jaya) and explain and they will help you.</p>
<p>for first timers &#8230; the first time is always hard, but if you go to the tax office, the officers will guide you on how to do e-filing online. then they will print out the documents for you and you can go make payment at the CIMB or Public Bank (if i&#8217;m not mistaken). normally your username and password is the same, which is your ic number. once you have registered your digital signature, etc &#8230; the second time will be easier.</p>
<p>i&#8217;m single and don&#8217;t have any dependents. so, i didn&#8217;t have much tax deductible items to lower my tax returns. the only thing i included in the form was amount for the computer i had bought last year. and i&#8217;d actually kept a few book receipts, but heck they are in malaysia, silly me. so, i didn&#8217;t have much to fill. oh, if you are a muslim, you might want to fill in your zakat total; it can be any zakat &#8211; fitrah, pendapatan, emas, etc&#8230;</p>
<p>so to make life easier &#8230; my life that is, i&#8217;ve decided to do these from now on:</p>
<p>1. keep a file of all receipts of tax deductible items, such as books, medicine for parents, medical checkups, etc &#8230;</p>
<p>2. keep all bank statements (coz i job hop a lot and sometimes i forget how much i earned!! well, u know, stimes during the probation period certain companies even deduct on your MC!). plus it&#8217;s also good for applying for loans or credit cards. you don&#8217;t have to ask the bank who will charge you for the statements.</p>
<p>3. EA forms &#8230; don&#8217;t lose them.</p>
<p>4. salary slips.</p>
<p>i guess that&#8217;s about it for now &#8230; off the top of my head.</p>
<p>but since i will be working in brunei for the next two years, i really don&#8217;t have to bother. hahahahaha. oh, btw &#8230; employees in brunei don&#8217;t have to pay taxes. imagine if one day the brunei govt decided to introduce income tax, i bet bruneians are really going to have a headache! even now, paying for car parking in the urban areas is relatively new and not entirely welcomed.</p>
<p>my aunt who visited malaysia got very upset with the tolls that&#8217;s like everywhere. in brunei, these things are FREE, bah!</p>
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		<title>are those cheekbones?</title>
		<link>http://downandoutinklandpj.wordpress.com/2009/04/30/are-those-cheekbones/</link>
		<comments>http://downandoutinklandpj.wordpress.com/2009/04/30/are-those-cheekbones/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 16:48:51 +0000</pubDate>
		<dc:creator>ylang ylang</dc:creator>
				<category><![CDATA[brunei]]></category>
		<category><![CDATA[exercise]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[life in malaysia]]></category>
		<category><![CDATA[buttermilk chicken]]></category>
		<category><![CDATA[pms]]></category>
		<category><![CDATA[weightloss]]></category>

		<guid isPermaLink="false">http://downandoutinklandpj.wordpress.com/?p=132</guid>
		<description><![CDATA[the other day, a friend told me that my face looked smaller. like, i suppose, not so ROUND, like usually. LOLOLOL!
i didn&#8217;t notice it myself, coz when i do look at myself in the mirror, it&#8217;s when i wake up to brush my teeth &#8230; and my face is normally puffy. but today, looking at [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=downandoutinklandpj.wordpress.com&blog=4016465&post=132&subd=downandoutinklandpj&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>the other day, a friend told me that my face looked smaller. like, i suppose, not so ROUND, like usually. LOLOLOL!</p>
<p>i didn&#8217;t notice it myself, coz when i do look at myself in the mirror, it&#8217;s when i wake up to brush my teeth &#8230; and my face is normally puffy. but today, looking at myself in the lift glass/mirror panel &#8230; i was rather shocked. i think i HAVE lost weight. a bit. not much. coz the bra that is usually tight now feels comfortable. and this really weird coz i&#8217;m PMSing. so i&#8217;m bloated. but the bloating does not get to the point of discomfort.</p>
<p>i&#8217;m hoping all the cycling and walking i had to do is helping with this minimal weight loss.</p>
<p>i&#8217;ve been overweight all my life. not grossly overweight. it fluctuates from 5-10kg. i was once just abt 5 kg above that ideal weight thing they say you should be for your height. i think its the BMI index.  and i looked fantastic and lost a lot of weight when i was going through this bout of depression years ago and was bulimic. but i&#8217;m over that. coz it&#8217;s not easy vomiting food. it&#8217;s a state of mind, to put it mildly. that&#8217;s why it&#8217;s not normal.</p>
<p>anyway, i&#8217;ve always known that the only way i can lose weight is when i&#8217;m &#8216;poor&#8217;, ie i hv to watch my budget, limit the eating out &#8230; and when i walk. walking is the best way to lose weight for me.</p>
<p>but i am PMSing &#8230; so excuse me if i finish off my buttermilk chicken with rice. honestly, i&#8217;ve never had this in Malaysia. never even seen it on the menu &#8230; in Brunei, it&#8217;s everywhere. buttermilk chicken with rice or noodles or fries or whatever. but it&#8217;s really odd. the buttermilk chicken with rice that i&#8217;ve had so far, has got this curry leaves. it&#8217;s an odd combination. sometimes, they ask me whether i want some sliced green chillies on it.</p>
<p>back home, if i go out to eat at the stalls, it&#8217;s usually at the Thai Tomyam or the Mamak (it&#8217;s Indian Muslim) &#8230; so for dinner it&#8217;s usually Tomyam fried rice or Nasi Goreng Kampung or kerabu fried rice &#8230; and if at the Mamak&#8217;s, it&#8217;s usually roti canai, capati, roti telur or maggi goreng.</p>
<p>here, i mostly have the ayam penyet. good stuff. ph, and the McD of local cuisine: NASI KATOK. groooaaaan. you can&#8217;t hv this everyday. bad for the waistline. really bad.</p>
<p>but i haven&#8217;t been eating out so much since i moved department.</p>
<p>these past few days, i hv been going nuts over the almond pie from Fun Bread at The Mall, Gadong. I&#8217;ve had three so far this week. it&#8217;s so gooood. rich with almond flakes. RICH!</p>
<p>i wonder whether it&#8217;s the PMS, an increased metabolic rate or just plain greediness? <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>piracy</title>
		<link>http://downandoutinklandpj.wordpress.com/2009/04/25/piracy/</link>
		<comments>http://downandoutinklandpj.wordpress.com/2009/04/25/piracy/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 08:28:55 +0000</pubDate>
		<dc:creator>ylang ylang</dc:creator>
				<category><![CDATA[brunei]]></category>
		<category><![CDATA[entertainment]]></category>
		<category><![CDATA[leisure]]></category>
		<category><![CDATA[life in malaysia]]></category>
		<category><![CDATA[malaysia]]></category>
		<category><![CDATA[illicit: the dark trade]]></category>
		<category><![CDATA[pitated dvds]]></category>

		<guid isPermaLink="false">http://downandoutinklandpj.wordpress.com/?p=93</guid>
		<description><![CDATA[the US embassy in Brunei recently released a Nat Geo movie called Illicit: The Dark Trade. i read it in the papers. i think there&#8217;s going to be a screening at UBD (Universiti Brunei Darussalam). at the media launch, the US rep touched on pirated DVDs in Brunei, how Brunei needs to do more, blabla. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=downandoutinklandpj.wordpress.com&blog=4016465&post=93&subd=downandoutinklandpj&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>the US embassy in Brunei recently released a Nat Geo movie called Illicit: The Dark Trade. i read it in the papers. i think there&#8217;s going to be a screening at UBD (Universiti Brunei Darussalam). at the media launch, the US rep touched on pirated DVDs in Brunei, how Brunei needs to do more, blabla. i don&#8217;t blame him or the US govt for being worried. as a creative person with a bf who&#8217;s a composer/musician &#8230; i am concerned about it.</p>
<p>in Brunei, though, you can find these pirated DVDs or VCDs everywhere, in the shopping malls, in shops &#8230; it&#8217;s not undercover like in Malaysia. since the malaysian govt began a campaign against piracy, it&#8217;s really difficult to find pirated stuff. stimes, those guys (the Jinjang type) would set up a makeshift stall in a dark corner &#8230; like the one near 7-11 in damansara perdana. don&#8217;t know whether they are still there though. most of the time, you get crap stuff. stimes, they&#8217;d come up to you while you&#8217;re eating at the stalls. i guess, msians and bruneians think this issue is trivial. these people come to you. you don&#8217;t have to park your car to go rent a movie. how convenient is that? BUT everyone should be aware of the dark side of the industry &#8230; i was told by an ex colleague, a Chinese &#8230; that these pirated DVD sellers practise a type of dark magic where they collect menstrual blood for their ritual &#8230; i dunno what for, maybe to be invincible or sthing. they can be really dangerous. i know enforcement officers have been hurt when trying to wipe out their business.</p>
<p>anyway, in brunei it seems enforcement in difficult. this is what the minister told the media. i dunno how difficult it can be coz brunei is tiny. and the stuff is right out there in broad daylight. the minister also said because not a lot of bruneians hold copyrights, the issue doesn&#8217;t seem to be too crucial or sthing like that. ie, it&#8217;s not so pressing to deal with.</p>
<p>anyway, i bought a DVD set of House the other day at Gadong Centrepoint. It looks authentic. honestly, i don&#8217;t know whether it&#8217;s pirated or not. hard to tell, here because all the shops i go to have a mix of stuff. some original. then, they have those 4-in-1 offerings, and they even arrange these groups of movies alphabetically according to names of actors. if you like cate blanchett, you can buy a 4-in-1 set for just i think $4 to $6.</p>
<p>but i have to say, that the pirated stuff here is of better quality than the ones in Malaysia. that is total ripoff.</p>
<p>in the meantime, for expats &#8230; DVDs are a lifesaver. esp if you don&#8217;t have a life! LOLOLOL!</p>
<p><a title="Illicit" href="http://www.nationalgeographic.com/illicittrade/" target="_blank">http://www.nationalgeographic.com/illicittrade/</a></p>
<p>you know what would be really sick? if they sell pirated copies of Illicit. that would be major sick! groaaan &#8230;</p>
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		<title>happy days are here again?</title>
		<link>http://downandoutinklandpj.wordpress.com/2008/07/17/happy-days-are-here-again/</link>
		<comments>http://downandoutinklandpj.wordpress.com/2008/07/17/happy-days-are-here-again/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 14:39:42 +0000</pubDate>
		<dc:creator>ylang ylang</dc:creator>
				<category><![CDATA[career]]></category>
		<category><![CDATA[financial management]]></category>
		<category><![CDATA[life in malaysia]]></category>
		<category><![CDATA[race relations]]></category>
		<category><![CDATA[language barrier]]></category>
		<category><![CDATA[new job]]></category>
		<category><![CDATA[working life]]></category>

		<guid isPermaLink="false">http://downandoutinklandpj.wordpress.com/?p=41</guid>
		<description><![CDATA[i have a job!! yep! hv been working since july 1, believe it or not? and yes, i&#8217;ve decided on the singaporean company. why? well, first &#8230; i badly need a job &#8230; okay, i wouldn&#8217;t have taken the offer if they had not offered more than a thousand increase from my last salary. alhamdulillah [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=downandoutinklandpj.wordpress.com&blog=4016465&post=41&subd=downandoutinklandpj&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>i have a job!! yep! hv been working since july 1, believe it or not? and yes, i&#8217;ve decided on the singaporean company. why? well, first &#8230; i badly need a job &#8230; okay, i wouldn&#8217;t have taken the offer if they had not offered more than a thousand increase from my last salary. alhamdulillah &#8230; i can soon pay off my debts! secondly, it&#8217;s only ten minutes&#8217; drive from my home. third, eventhough it&#8217;s not the most ideal of situations &#8230; i&#8217;m quite familiar with the job scope, ie it&#8217;s not something i have to learn from scratch. so, i don&#8217;t really have to stress myself out trying to learn something new or try to do a perfect job (like i&#8217;m wont to do) and can concentrate on the stuff i really love doing, on my free time. hey, at least i don&#8217;t hv to wade through crazy KL traffic and i&#8217;m not tired when i get home, like in the days when i was working in KL. argh. KL traffic jam is the worst!</p>
<p>anyways &#8230; are happy days here again &#8230; ? well, as always, there are ups and downs.</p>
<p>one of the downs is &#8230; being accused of doing something &#8216;immoral&#8217; in the eyes of the so-called neighbourhood &#8216;moral police&#8217; (this is how i describe them). will write on this in another post. i had only just recently emerged from a cold war with my parents because of this.</p>
<p>as for my job &#8230; the first few days were tough coz i felt like i was in a foreign country. i am the only malay. the rest of the less than 10 staff are all chinese and they spoke mandarin 95% of the time. not becoz they were deliberately trying to alienate me. basically, their english and malay is &#8230;. to put it mildly &#8230; not very fluent. and i speak only malay and english. so &#8230; you can imagine how weird i felt when they were laughing crazily at someone&#8217;s joke and i couldn&#8217;t understand a word of it. sigh. feels like being in a country like france or well &#8230; china!</p>
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		<title>segregated education system leads to racial polarisation?</title>
		<link>http://downandoutinklandpj.wordpress.com/2008/07/17/segregated-education-system-leads-to-racial-polarisation/</link>
		<comments>http://downandoutinklandpj.wordpress.com/2008/07/17/segregated-education-system-leads-to-racial-polarisation/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 14:10:33 +0000</pubDate>
		<dc:creator>ylang ylang</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[life in malaysia]]></category>
		<category><![CDATA[race relations]]></category>
		<category><![CDATA[chinese schools]]></category>
		<category><![CDATA[ethnicity]]></category>
		<category><![CDATA[malaysian education]]></category>
		<category><![CDATA[national schools]]></category>
		<category><![CDATA[racial polarisation]]></category>
		<category><![CDATA[tamil schools]]></category>
		<category><![CDATA[vernacular schools]]></category>

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		<description><![CDATA[Read this:
 Vernacular schools exact high price in national unity
JUNE 27 — Perhaps the most immutable constant in Malaysian politics is vernacular education. Almost anything can be subject to negotiation &#8211; people grumble, and then they get over it &#8211; but touch vernacular schools, and you can expect an immense backlash from the non-Malay communities.
The [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=downandoutinklandpj.wordpress.com&blog=4016465&post=36&subd=downandoutinklandpj&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Read this:</p>
<p><a class="contentpagetitle" href="http://themalaysianinsider.com/index.php/headlines/42-lead-stories/1105-vernacular-schools-exact-high-price-in-national-unity"> Vernacular schools exact high price in national unity</a></p>
<p>JUNE 27 — Perhaps the most immutable constant in Malaysian politics is vernacular education. Almost anything can be subject to negotiation &#8211; people grumble, and then they get over it &#8211; but touch vernacular schools, and you can expect an immense backlash from the non-Malay communities.</p>
<p>The non-Malays will sit down and accept your questioning their right to be Malaysian citizens, but the moment you suggest that the present system of vernacular education is detrimental in any way to the country&#8217;s future, they will rise up in anger.</p>
<p>The problem is, vernacular schools do harm the country. There are significant downsides to the present way we run our education system; they may be outweighed by stronger benefits, but even so, we must accept that we have to pay a high price in terms of national unity for the present structure of our education system.</p>
<p>The clearest benefit of vernacular schools is that they help non-Malay students master their mother tongue. Many people who did not attend a vernacular school, including myself, regret our poor command of our mother tongue. This is unquestionably an important function of vernacular education, too easily and frequently glossed over by people who claim to champion national unity.</p>
<p>Unfortunately, the way the present system functions is that non-Malay parents who want their children to learn Chinese or Tamil will send their children to vernacular schools, and everyone else will send their children to national schools. The obvious problem that arises is that national schools become effectively Malay schools.</p>
<p>Only a very small number of national schools have a non-negligible amount of non-Malay students, and they are overwhelmingly concentrated in a few urban areas. Common figures I see quoted in the media indicate that over 90% of Chinese students attend a Chinese vernacular primary school, while over 70% of Tamil students attend a Tamil vernacular primary school. We have effectively established a segregated school system.</p>
<p><a href="http://www.themalaysianinsider.com/index.php/headlines/42-lead-stories/1105-vernacular-schools-exact-high-price-in-national-unity" target="_blank">more &#8230; </a></p>
<p>my comments will follow &#8230; [busy at the moment <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />  )</p>
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